Joyce A. Kovarik, 66, of Smithfield, Ohio; passed away Saturday Aug. 5, 2006 at her home of natural causes. She was born Sept. 4, 1939 in Dillonvale, daughter of the late Louis and Josephine Pavlovic Marzetz.She was formerly employed at the Cleveland Trust Bank, in the Estates Dept., and was a former member the Smithfield Jr. Women's Club.She was preceded in death by her sister Phyllis Cepek. Surviving is her husband Robert G. Kovarik, whom she married on June 15, 1959. Friends and family may call on Tuesday morning from 11:00 am. up until time of her service at 12 noon at theJ.E. Foster Funeral Homes, Inc., 107 Hill St. Smithfield, Ohio. Pastor John Chestnut will officiate the service and burial will follow in NorthernCemetery in Smithfield. www.jefosterfh.com 740-733-8021/800-557-4318

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